Medina Law

9 DangerousAssumptions About Your Injury ClaimThat Could CostYou a Fortune in Pain, Suffering and Money

ASSUMPTION #1:  The insurance company will treat you fairlyand pay you what your case is worth. WRONG! The insurance company will pay you as little as possible and theadjuster will high-pressure you, hoping that you will accept their low-ballamount.  ASSUMPTION #2:  The jury will return a verdict that pays youwhat your accident case is worth.WRONG! This all depends on the skill of the lawyeryou hire.  The more knowledge andexperience your lawyer has, the better he can present a strong case to theinsurance company – and then to the jury, if your case goes to trial.   ASSUMPTION #3:  If the insurance company wants to record yourstatement, you must agree; otherwise, the insurance company will not pay yourclaim.WRONG! Never allow an insurance company to record your conversation until youtalk with an experienced personal injury lawyer.   ASSUMPTION #4:  When the insurance company says their offerto you is final, that means you will never get more than that amount for myclaim.WRONG! This is just another strong-arm tactic adjusters use to get you tosettle for much less than your claim is worth.   ASSUMPTION #5:  The best way to choose an injury lawyer isfrom a television commercial.WRONG! Sadly, many of the lawyers whoadvertise the most are often the lawyers who have the least amount ofexperience.   ASSUMPTION #6:  Lawyers who agree to represent you will takemy case to trial if the insurance company does not offer enough money.NOT ALWAYS! Someinjury lawyers will not take your case to trial.  Instead, they work with a high volume ofcases and they settle cases as quickly as they can.  Often, this means you’ll get far less moneythan you deserve.   ASSUMPTION #7: Lawyers who advertise on TV have more experience and better skills thanthose who don’t.WRONG!  Manytimes, the most skilled, experienced lawyers are those whose names you’ve neverheard.  You see, they don’t need to advertisebecause other lawyers refer cases to them because of their high level ofknowledge, skill, judgment and experience. So, it’s likely you have never heardof the most experienced personal injury lawyers in your town.  ASSUMPTION #8:  Ifyou don’t feel any pain at the accident scene, you aren’t injured.NOT ALWAYS! In many cases, you won’t feel the pain froman accident until days or even weeks after the accident.  The insurance company wants to settle yourcase quickly before you know the extent of your injuries.  This is why you should NEVER be in a hurry tosettle your claim.   ASSUMPTION #9:  Ifthe hospital emergency room releases you to return home, you don’t need furthermedical treatment.NOT ALWAYS! Emergency rooms occasionally miss injuriesbecause they don’t do enough tests, don’t take enough X-rays, don’t get acomprehensive medical history.  Thepurpose of an emergency room is to treat you immediately for anylife-threatening injuries.  You shouldstill follow up with your doctor so he or she can do a thorough exam.